June spending review

I’ve spent a lot of today trying to get my budget and spending tracking spreadsheet in a better shape for the second half of the year. It’s no secret that I’ve been dating someone who lives on a different continent the last few months and this new romance plus the challenge of maintaining communication when we’re not together has taken precedence over everything else in my life. I decided last month (and shared the news with some of my colleagues) that I’ll be moving away from London at the end of the year. This has prompted a desire to get my finances in top shape for the move – more on that in my next post – which means I can share my June spending with any voyeurs out there.

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Money diary #9

After many weeks of not prioritising my finances, I have finally got my act together with tracking my spending. In order to get a sense of what the (new) landscape looks like, I’m going to carry on with money diaries at least through to July when the person of interest (now to be referred to as bae) goes back. What does a week of treat yo’self look like? Feast your eyes:

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I discovered my favourite flowers last week – black Petunias! Aren’t they pretty?

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Money diary #8

I thought this might be my last money diary for a while – because I thought I’d got my act together. This is rather far from the truth. The second half of last week saw quite the spectacular increase discretionary spend for the problem areas – dating and socialising. I didn’t feel guilty for all of it though because I had a spectacular weekend. Here’s how things panned out:

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Ally Pally was a spectacular venue for ice hockey

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Money diary #7

Argh! Another poor week. I should stop moaning after the fact. I consciously, willingly and decisively made some poor money choices last week that mean that I exceeded my budget in several categories as well as overall. It wasn’t all doom and gloom though so let’s look at how I spent my money last week.

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I went to a Mexican restaurant that had a wide selection of hot sauces

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My luxuriously thrifty 2018 budget

One of the reasons I was very pleased with how my January spending review turned out was because I experimented with living January the way I wanted 2018 to go. I didn’t do an uber frugal month. I socialised (frugally), did tons of sport and ate really well. I came in at £1696.24 – excluding support, debt and £135.23 of travel that was enabled by the side-hustle income that I made of £150. In a recent post, I reviewed a couple of other options that I could pursue other than early retirement because 6 weeks into the year and I’m not sure that I can keep my discretionary spending at the level that it needs to be to retire within the timeline that I desire. As a result, here’s the budget that I’m working with this year.

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Reforming spendthrift 2018 budget

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Money diary #5

I don’t know what the rest of 2018 will be like but last week was one of my favourite weeks of the year so far. It’s not so much anything to do with the fact that I successfully completed Dry January and so had my first drinks of the year but more to do with nailing a really good week where I worked hard, ate well and got to hang out with really great people while coming in under budget. Here’s what my week was like.

 

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