A large and unexpected expense

Bae likes flowers so I signed up for one of those monthly delivery services. They surprise her every month with fresh flowers. You don’t know what’s coming until they arrive since they only send out flowers of the month. You don’t get to choose. We’ve had 2 deliveries so far and I loved seeing how happy she was to receive them.

Image of a mix of fall leaves coloured flowers in a clear vase. There's a smaller bunch in a box to the right of the vase and a few leaves on the table. There are kitchen cabinets in the background.

They send us flowers like this – although these aren’t the flowers we actually got.

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My luxuriously thrifty 2020 budget

Happy New Year readers! I hope you’ve had as good a first day of 2020 as I did. I went off on a little adventure with bae – we had lunch then went up a mountain and played pool. It was excellent. I’ve spent the last hour trying to figure out what my spending is most likely to look like during this year.

Screenshot 2020-01-01 at 22.06.57

The 2020 budget – hopefully my 20/20 hindsight will match this plan

Yep! That’s the budget. So let me break that down for you a little bit. Continue reading

Another new year, same old Spendthrift

I’ve just opened up my blogpost to write about my new year intentions and realised my last post was in January! It’s been nearly a year since I last posted. That is WILD. I didn’t prioritise my finances or this blog in any way last year and I’m about to change that as part of my plans for 2019.

Stacks of coins - pounds, 50p, 20p and 10p.

These coins were once my lifeline – I needed them to get through my lowest week in 2016

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A break for redesign and re-evaluation

As I write this, I’m on holiday. I’m lying on a sofa sitting out the rain and somewhat anxious about the state of my bank accounts. It’s been nearly 2 years since I started this blog and I thought I’d have paid off all of my debt and been well on my way to financial independence. So far, this isn’t the case. I’ve just spent nearly £1,100 on a ticket to go visit my girlfriend – pulling funds from my savings accounts to manage it on fairly short notice – and am therefore currently in the negative on 2 of my accounts.

Flowers against blurred mountain backdrop.

My view as I ruminate

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How I’ll save an extra £5,000 in 6 months || 5 steps to saving more, quickly.

If you wondered where I was for 2 months then you might have discovered that I met bae – who I’m really into. The defining thing about our relationship is that our top love languages are “touch” yet we live on different continents. This means that we struggle with the distance possibly more than other people and come up with wonderful little ways to cope. Ultimately though, we both figured that it would be too expensive to see each other at the frequency that we’d like for a very long period of time. So, a big change is afoot by the end of the year.

Stacks of coins - pounds, 50p, 20p and 10p.

These coins were once my lifeline.

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