Happy New Year readers! I hope you’ve had as good a first day of 2020 as I did. I went off on a little adventure with bae – we had lunch then went up a mountain and played pool. It was excellent. I’ve spent the last hour trying to figure out what my spending is most likely to look like during this year.

The 2020 budget – hopefully my 20/20 hindsight will match this plan

Yep! That’s the budget. So let me break that down for you a little bit. Continue reading