Music is one of the wee luxuries I allow myself. I haven’t bought music for years but I would go to live performances and gigs for some of my favourite bands. I’d also go to music festivals. I think experiencing Emeli Sande, Florence & the machine, Sick of Sarah, Kasabian, etc is worth the ticket prices. Obviously, now I’m on my frugal journey I’ve had to rein things a bit and I keep my enjoyment of music frugal by making Spotify one of my mandatory expenses and going to free gigs at pubs and what not instead.
Monthly Archives: November 2016
Finding motivation in the oddest way
It’s the third week of November and a quick glance at my spend tracking spreadsheet shows that I’ve decimated the budgets for the last 3/4 weeks. For the first time since August I’m a little bit clueless about how much I should have in my given accounts even though I know my balances and how much I’ve spent give/take a couple of contactless payments I made last week. I’ve spent frivolously (£15.50 Cookhouse Joe’s lunch I’m looking at you), generously (£416 towards my parent’s Airbnb stay since they’ve been visiting me in London) and to save money on a future purchase (£16.80 on 2 tubs of Bodyshop’s hemp body butter because this is the only thing that prevents my super dry winter skin and I got 40% off on the day). Continue reading
Safety nets and catch alls | the importance of frugal habits
This week has been a spending disaster! I bought items that I hadn’t planned to – mainly because they looked nice and would be suitable for my wardrobe. For the first time in 2 months, I’m uncertain what my account balances should be and I have more unexplained money in my weekly spending account than I’ve had for quite a while. How have I got into such a mess?
October spending | a month of entitled pleasure seeking
Although I started tracking my spending nearly 3 months ago, I’ve only just got data through that was entered in a consistent enough format, as well as provides a more holistic view of my income and expenditure, for me to base future goals and budgets on.