Music is one of the wee luxuries I allow myself. I haven’t bought music for years but I would go to live performances and gigs for some of my favourite bands. I’d also go to music festivals. I think experiencing Emeli Sande, Florence & the machine, Sick of Sarah, Kasabian, etc is worth the ticket prices. Obviously, now I’m on my frugal journey I’ve had to rein things a bit and I keep my enjoyment of music frugal by making Spotify one of my mandatory expenses and going to free gigs at pubs and what not instead.
It’s the third week of November and a quick glance at my spend tracking spreadsheet shows that I’ve decimated the budgets for the last 3/4 weeks. For the first time since August I’m a little bit clueless about how much I should have in my given accounts even though I know my balances and how much I’ve spent give/take a couple of contactless payments I made last week. I’ve spent frivolously (£15.50 Cookhouse Joe’s lunch I’m looking at you), generously (£416 towards my parent’s Airbnb stay since they’ve been visiting me in London) and to save money on a future purchase (£16.80 on 2 tubs of Bodyshop’s hemp body butter because this is the only thing that prevents my super dry winter skin and I got 40% off on the day). Continue reading
This week has been a spending disaster! I bought items that I hadn’t planned to – mainly because they looked nice and would be suitable for my wardrobe. For the first time in 2 months, I’m uncertain what my account balances should be and I have more unexplained money in my weekly spending account than I’ve had for quite a while. How have I got into such a mess?
Although I started tracking my spending nearly 3 months ago, I’ve only just got data through that was entered in a consistent enough format, as well as provides a more holistic view of my income and expenditure, for me to base future goals and budgets on.