Notes

• This is the 2018 budget. My pension contribution is currently 5% with a 6% match and I hope I can take it up to 15% by July
• I have written out the travel budget in line with what was left over after accounting for everything else but I might need to finesse the budget to include 3 other trips that I would like to take
• My mobile phone bills might go down substantially if I cancel my additional £31 per month line. It might also go up temporarily if I need to replace my current iPhone in May when one of my contracts is up for renewal.