It’s not been as easy as I would like to track my spending the last couple of weeks, mainly because of a couple of deferred spending scenarios – TFL I’m looking at you – that make it difficult to look at my accounts on Monday morning and know that every penny in them is actually mine. This week, though, because I didn’t get charged for travel on Sunday (weekly travel cap for the win), I’m in a much better place today. Continue reading

Last week was quite difficult to keep track of because I had money moving in and out of everywhere and I didn’t always have the opportunity to track daily.

Monday

• Provisional driving license £34 (gift from a friend)
• PAYG transport (£6.50)
• Snacks at second job (£1.20)
• Groceries (£3.73)

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Monday

• Bus fare £1.50
• Return ticket to Milton Keynes  £23.50

Tuesday

• Savings (life fund AKA new bike fund) £100
• Loan pay off £173.33

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This was my first week of tracking all my spending religiously. I’m trying to get a baseline, a sense of what I’m OK at, what needs improving as well as a way of tracking change over the next 2 years or so that I think it will take me to become totally debt free.

Monday

• Oyster card top up £15 (contactless)
• Bagel + peanut butter from staff canteen £1 (cash)
• Sal Capone carbonara £4.95 (contactless)
• Grocery shopping with the “person of interest” £14.57 (card)

Tuesday

• Ham & egg sandwich from Eat £3.95 (card)
• Brunch burger at Wetherspoons Croydon + Kronenburg £7.25 (card)

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