Another new year, same old Spendthrift

I’ve just opened up my blogpost to write about my new year intentions and realised my last post was in January! It’s been nearly a year since I last posted. That is WILD. I didn’t prioritise my finances or this blog in any way last year and I’m about to change that as part of my plans for 2019.

Stacks of coins - pounds, 50p, 20p and 10p.

These coins were once my lifeline – I needed them to get through my lowest week in 2016

Continue reading

2018: The year of craftsmanship

Anyone who spends more than an hour in my company gets a sense of how varied my interests and activities are. I often run out of time to do things that I’ve planned in advance, I’ve often double-booked myself and it’s often happened that I have to go to 3/4 different places in different parts of London in one day. I play badminton and football with regularity. I’ve also got various side-hustles. It often feels like I’m doing too much and spread rather thin. It also sometimes feels like I’m only delivering at a level that is a little shy of my full potential.

Craftsmanship

Continue reading

The cost of thrifty | An update on the 21 day thrifty workout

So a few days ago I decided to do my best to reverse the crush of my overspending. I set out to side-hustle, drink only water/black tea, eat home-made or free food 85% of the time, walk or cycle everywhere and try to rack up the no-spend days with an overall goal of raising my savings rate till it hurts. Here’s a review of how the first 7 days went.

bjbudget4

Random internet picture – this is what my notebook looks like though

Continue reading

My 21-day thrifty workout

I need to pay rent in a few days and I haven’t got the money in my current account. I have done some side-hustling recently and am owed enough money to cover the difference. I also loaned someone £350. However, that’s not the only spending I’ve done. I’ve really done some serious damage via my food and socialising categories.

fullsizerender-11

Continue reading

#givinguplazy – update 15.03.17

runners

I’m over halfway through the month and so far March is looking a lot better than February was. It’s super challenging trying to spend £1 a day given the haphazard nature of my days, splitting my life between my place and my girlfriend’s on different sides of the river, tons of socialising and a massive appetite. It’s also challenging trying to do loads of exercise and sport and get out of bed early when I feel so exhausted a lot of the time.

Full details of why I’m giving up lazy

 

Continue reading

#givinguplazy

I’ve had a rather interesting first full week of giving up lazy. For those of you who are new to this blog, I wrote about my outrageous February spending. I had a lot of takeaways. I got Ubers a few times. I didn’t cycle in spite of the fact I got my new bike nearly a month ago. It was outrageous, shameful and unsustainable. I decided on Shrove Tuesday that I was going to give up [being] lazy for Lent. Continue reading

A third of the way through the uber frugal month challenge | an update

fullsizerender-11

So last time out, I explained how I got into (and stayed in) debt. I’m getting my act together. I tracked my spending. I’ve written out my goals. I crated a budget. And, this month I signed up for The Frugalwoods’ uber frugal month (#ufm2017) with an aim to reset my hedonistic spending and establish an ideal (baseline) for my desired level of frugality.  Continue reading