I’ve just opened up my blogpost to write about my new year intentions and realised my last post was in January! It’s been nearly a year since I last posted. That is WILD. I didn’t prioritise my finances or this blog in any way last year and I’m about to change that as part of my plans for 2019.
Anyone who spends more than an hour in my company gets a sense of how varied my interests and activities are. I often run out of time to do things that I’ve planned in advance, I’ve often double-booked myself and it’s often happened that I have to go to 3/4 different places in different parts of London in one day. I play badminton and football with regularity. I’ve also got various side-hustles. It often feels like I’m doing too much and spread rather thin. It also sometimes feels like I’m only delivering at a level that is a little shy of my full potential.
So a few days ago I decided to do my best to reverse the crush of my overspending. I set out to side-hustle, drink only water/black tea, eat home-made or free food 85% of the time, walk or cycle everywhere and try to rack up the no-spend days with an overall goal of raising my savings rate till it hurts. Here’s a review of how the first 7 days went.
I need to pay rent in a few days and I haven’t got the money in my current account. I have done some side-hustling recently and am owed enough money to cover the difference. I also loaned someone £350. However, that’s not the only spending I’ve done. I’ve really done some serious damage via my food and socialising categories.
I’m over halfway through the month and so far March is looking a lot better than February was. It’s super challenging trying to spend £1 a day given the haphazard nature of my days, splitting my life between my place and my girlfriend’s on different sides of the river, tons of socialising and a massive appetite. It’s also challenging trying to do loads of exercise and sport and get out of bed early when I feel so exhausted a lot of the time.
I’ve had a rather interesting first full week of giving up lazy. For those of you who are new to this blog, I wrote about my outrageous February spending. I had a lot of takeaways. I got Ubers a few times. I didn’t cycle in spite of the fact I got my new bike nearly a month ago. It was outrageous, shameful and unsustainable. I decided on Shrove Tuesday that I was going to give up [being] lazy for Lent. Continue reading
So last time out, I explained how I got into (and stayed in) debt. I’m getting my act together. I tracked my spending. I’ve written out my goals. I crated a budget. And, this month I signed up for The Frugalwoods’ uber frugal month (#ufm2017) with an aim to reset my hedonistic spending and establish an ideal (baseline) for my desired level of frugality. Continue reading