Happy New Year readers! I hope you’ve had as good a first day of 2020 as I did. I went off on a little adventure with bae – we had lunch then went up a mountain and played pool. It was excellent. I’ve spent the last hour trying to figure out what my spending is most likely to look like during this year.
The 2020 budget – hopefully my 20/20 hindsight will match this plan
Yep! That’s the budget. So let me break that down for you a little bit. Continue reading
I’ve just opened up my blogpost to write about my new year intentions and realised my last post was in January! It’s been nearly a year since I last posted. That is WILD. I didn’t prioritise my finances or this blog in any way last year and I’m about to change that as part of my plans for 2019.
These coins were once my lifeline – I needed them to get through my lowest week in 2016
As I write this, I’m on holiday. I’m lying on a sofa sitting out the rain and somewhat anxious about the state of my bank accounts. It’s been nearly 2 years since I started this blog and I thought I’d have paid off all of my debt and been well on my way to financial independence. So far, this isn’t the case. I’ve just spent nearly £1,100 on a ticket to go visit my girlfriend – pulling funds from my savings accounts to manage it on fairly short notice – and am therefore currently in the negative on 2 of my accounts.
My view as I ruminate
If you wondered where I was for 2 months then you might have discovered that I met bae – who I’m really into. The defining thing about our relationship is that our top love languages are “touch” yet we live on different continents. This means that we struggle with the distance possibly more than other people and come up with wonderful little ways to cope. Ultimately though, we both figured that it would be too expensive to see each other at the frequency that we’d like for a very long period of time. So, a big change is afoot by the end of the year.
These coins were once my lifeline.
Anyone who spends more than an hour in my company gets a sense of how varied my interests and activities are. I often run out of time to do things that I’ve planned in advance, I’ve often double-booked myself and it’s often happened that I have to go to 3/4 different places in different parts of London in one day. I play badminton and football with regularity. I’ve also got various side-hustles. It often feels like I’m doing too much and spread rather thin. It also sometimes feels like I’m only delivering at a level that is a little shy of my full potential.
I’ve loved reading all the 2017 round ups that have been doing the rounds (yes pun!) this week. Last year I had a big hairy (financial) goal of saving more. I also had associated goals related with eating better, getting fitter and de-cluttering. Here’s a summary of my progress, or lack thereof last year: