2017: the year of the saver

I like introspection and challenges. I can’t seem to give my best unless I have stretch targets. I’m equally scared of failure and not so bothered by it (because anything in the direction of my target is better than where I started). New Year’s is always an extra special time of year in this regard, since everyone knows that the end of the year is meant for reflection and challenging oneself with New Year’s resolutions.

fullsizerender-11
Continue reading

Side hustling: not just about the money

I have directorship in a company that my friend set up so that we could take advantage of tax laws and pay less tax. Due to my financial ignorance (and desire to remain stupid) all these years, I had never really done more than ask a few contractor friends here and there about what it was like to work as a contractor. When my friend took the plunge last year, all I bothered to ascertain was that he pays a flat rate 20% corporation tax on the money he earns as opposed to the different tiers, maxing out at 40% for his income bracket.  Continue reading

Advent challenges | How I intend to build discipline this festive period

December is my second favourite month of the year, after October. I love the festive spirit, the laid back work vibes, as well as the tons of christmas parties, drinks and what not that are scheduled. All of this stuff usually has an impact, on waistlines and wallets.  Last year I took part in my first Advent running challenge – the premise is based on the Advent calendar with an aim to run everyday for the 25 days from December 1st till Christmas day.

runners Continue reading